Skip to content
Khepee is coming soon — we are onboarding partner institutions now.Get early access →
Khepee
  • Lending lifecycle

    • Platform overviewThe whole stack, end to end
    • OriginationApply in minutes, decide in one queue
    • Digital KYCDocument capture, liveness, verification
    • recommendationCredit decisioningScorecards that assist, never replace

    Money & servicing

    • on your railsDisbursementOrchestrated on your rails
    • Servicing & collectionsEMI schedules, reminders, recovery
    • NRBReportingPortfolio views and NRB extracts
    • Borrower appiOS and Android, in Nepali and English
    Built to NRB rules from line one

    Loan ceilings, the 36-month cap and the KYC gate are enforced in code, not in a policy document.

    How compliance works →
  • By institution

    • For banks & FIsClass A, B and C institutions
    • For microfinanceClass D, group and individual lending
    • For cooperativesMember-based lending, digitised

    By outcome

    • Digital transformationFrom paper files to a live portfolio
    • Risk managementConsistent decisions, complete evidence
    • For borrowersWhat to expect from a Khepee loan
    You hold the licence. We hold the tech.

    No NRB application from your side. No capital from ours. The partnership works because each side brings what the other lacks.

    See how the partnership works →
  • Compliance

    • NRB complianceEvery rule, and how the code enforces it
    • Audit trailAppend-only, examiner-ready
    • Data protectionPurpose-bound borrower data

    Engineering

    • SecurityEncryption, access control, testing
    • TechnologyThe stack and why it was chosen
    • ReliabilityAvailability and recovery commitments
    Read the legal terms

    Twelve documents covering terms, privacy, AML, grievance redressal and the code of conduct. Each downloadable as a signed PDF.

    Legal centre →
  • About

    • About KhepeeWhy this exists
    • LacspaceThe company behind Khepee
    • CareersBuild it with us

    Resources

    • FAQStraight answers
    • InsightsNotes on lending in Nepal
    • ContactTalk to a person
  • Pricing
LegalTalk to us
Platform

Lending lifecycle

  • Platform overview
  • Origination
  • Digital KYC
  • Credit decisioning

Money & servicing

  • Disbursement
  • Servicing & collections
  • Reporting
  • Borrower app
Solutions

By institution

  • For banks & FIs
  • For microfinance
  • For cooperatives

By outcome

  • Digital transformation
  • Risk management
  • For borrowers
Trust

Compliance

  • NRB compliance
  • Audit trail
  • Data protection

Engineering

  • Security
  • Technology
  • Reliability
Company

About

  • About Khepee
  • Lacspace
  • Careers

Resources

  • FAQ
  • Insights
  • Contact
PricingLegal centreTalk to us
  1. Home
  2. Legal
  3. Cookies

Legal document · v1.0

Cookie Policy

What this website stores in your browser, why, and how to control it.

Published
30 July 2026
Status
In force
Version
1.0
Length
2 sections · 10 clauses
Download PDFAll documents

Contents

  1. 1. What we use
  2. 2. Your control

In plain language

This summary is provided to help you understand the document. It is not a substitute for the formal text below, which governs.

  • This marketing website sets no advertising or tracking cookies.
  • The operations console uses a session cookie, which is strictly necessary.
  • We do not use third-party advertising networks or social media pixels.

1What we use

  1. 1.1

    This website

    The khepee.com marketing site sets no advertising, profiling or cross-site tracking cookies. It is a largely static site and does not need them.

  2. 1.2

    Strictly necessary cookies

    The operations console sets a session cookie so signed-in staff remain signed in. It is essential and cannot be disabled while using the console.

  3. 1.3

    Preference storage

    A local preference such as language may be stored in your browser. It stays on your device and is not transmitted for profiling.

  4. 1.4

    No third-party advertising

    We do not use advertising networks, retargeting pixels or social media tracking tags.

  5. 1.5

    No cross-site tracking

    We do not track you across other websites.

2Your control

  1. 2.1

    Browser settings

    You can block or delete cookies in your browser settings. Blocking strictly necessary cookies will prevent the console from working.

  2. 2.2

    Do Not Track

    We do not perform the tracking that a Do Not Track signal is designed to prevent, so the signal makes no practical difference here.

  3. 2.3

    The mobile app

    The borrower app does not use cookies. It stores a session token in the device keychain and no personal data on the device.

  4. 2.4

    Changes

    If we introduce analytics or any non-essential cookie, this policy will be updated and consent obtained where required before it is set.

  5. 2.5

    Questions

    privacy@khepee.com

§Document control

  1. A

    Publisher

    Lacspace Corporation Pvt. Ltd., Kathmandu, Nepal. Published at khepee.com/legal/cookie-policy.

  2. B

    Version and commencement

    Version 1.0, published 30 July 2026, last updated 30 July 2026. This document is in force and applies from the date of publication shown above. Superseded versions are retained and available on request from legal@khepee.com.

  3. C

    Standing disclaimer

    Khepee is a technology service provider operated by Lacspace Corporation Pvt. Ltd. It is not a bank or financial institution. It does not lend, does not accept deposits and does not hold customer funds. Lending products are provided by partner institutions licensed by Nepal Rastra Bank, and all credit decisions are theirs.

  4. D

    Language

    Published in English. Any translation is for convenience only; the English version governs in the event of inconsistency.

Related documents

  • Terms of ServiceThe terms governing use of the Khepee website, borrower app and platform — including the crucial point that Khepee is not your lender.
  • Privacy PolicyWhat personal data we collect, why, who can see it, how long we keep it, and the rights you have over it.
  • Regulatory Disclosures & WarningsKhepee’s regulatory position stated in full: what we are, what we are not, the NRB rules the platform enforces, and the risk warnings every borrower should read.
  • Borrower Rights CharterWhat every borrower is entitled to expect — written for borrowers rather than for institutions, and enforceable through the grievance process.
  • Code of ConductThe standards we hold ourselves and our partners to — particularly around collections, borrower treatment and honest representation.
  • Grievance Redressal PolicyHow to complain, who handles it, how long it takes, and how to escalate — including to Nepal Rastra Bank where your lender is involved.
Khepee

Lending infrastructure for Nepal · नेपालको लागि कर्जा पूर्वाधार

A product of Lacspace

hello@khepee.com+977 9705 300600Kathmandu, Nepal

Platform

  • Overview
  • Origination
  • Digital KYC
  • Credit decisioning
  • Disbursement
  • Servicing
  • Reporting
  • Borrower app

Solutions

  • For banks & FIs
  • For microfinance
  • For cooperatives
  • Digital transformation
  • Risk management
  • For borrowers
  • How the partnership works
  • Pricing

Trust

  • NRB compliance
  • Audit trail
  • Data protection
  • Security
  • Technology
  • Reliability

Company

  • About
  • Lacspace
  • Careers
  • Insights
  • FAQ
  • Contact

Important. Khepee is a technology service provider operated by Lacspace Corporation Pvt. Ltd. It is not a bank or financial institution. It does not lend, does not accept deposits and does not hold customer funds. Lending products are provided by partner institutions licensed by Nepal Rastra Bank, and all credit decisions are theirs. Khepee makes no claim of licensing, approval, registration or endorsement by Nepal Rastra Bank or any other regulator. Nothing on this website constitutes an offer of credit, financial advice, or a commitment to lend.

© 2026 Lacspace Corporation Pvt. Ltd.
TermsPrivacyDisclosuresBorrower rightsConductGrievancesAll legal documents